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Thursday, February 12, 2009

How to Send Money to the Philippines

By Chloe Banks

There are several ways to send money to the Philippines. The amount of time it takes, along with cost and level of security vary for each service.

When sending money to the Philippines it is important to know all your options so that if an emergency does come up you can transfer money quickly.

When transferring money online through an on-line or real-time facility such as ATM Cash, the money can be available for the recipient almost instantly.

This is often the easiest and fastest way to send money to your loved ones in the Philippines. And you can make a transfer 24/7 from your computer.

Another quick way of transferring money is through a debit or ATM card. If you are sending money to a family member it is often helpful to have a bank card that is linked back to your checking account.

This way the cardholder will have access to your account at all times through a card or PIN number that they could draw cash from an ATM machine with. This method is useful as long as you trust the cardholder.

If you do not want the recipient to have full access to your account, a pre-paid debit card could be a good alternative. It is used just like an ATM card but with a specific amount of money available for withdrawal.

The cardholder will have no access to funds until you have refilled the pre-paid debit card. At this time you could notify the recipient via phone that money has been added to the card.

Another way to get money there fast is by opening a bank account with a bank that has branches in both the U.S. and the Philippines to ensure easier transfers.

The above ways are some of the safest and quickest ways to transfer money to the Philippines.

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