How to Raise Credit Score in 30 days or less
Today you'll find that your credit score is very important. In fact, without a great credit score, purchasing a home, getting a credit card, buying a car be extremely difficult.
For people with low credit scores all is not loss, you may be able to raise your credit scores.
So, here are several important tips that can help you to raise your credit score back up so you can have an easier time:
Tip #1- Always Pay on Time - The first thing you need to do if you want to know how to raise credit score is to always make sure that you pay on time.
When your payments are overdue or late your credit score can suffer greatly. Paying your bills on time is good practice. This one step alone can change your credit score in a positive way.
Tip #2 - Get Current on Missed Payments - If you have missed payments in the past, make sure that you get current on them as soon as you can.
Late payment can have a negative effect on your credit report and in some cases can even lower your score even further. When your bills are paid on time your credit report will reflect this.
2. If you have outstanding bills it's a good idea to contact the companies and make arrangements to make these bills current.
Many times they will be willing to work with you so you can work on raising your score and settling your debt in a way that makes it a little easier on your financially.
Tip #4 - Keep Balances on Credit Cards Low - If you have credit cards, then you need to keep the balances on them low.
The higher your debt is compared to the credit available, the lower your credit score is going to be. So, keep the balance on those credit cards as low as possible.
Most companies have programs in place for situations like this. And you may be requires to only send in less than was agreed upon originally.
For people with low credit scores all is not loss, you may be able to raise your credit scores.
So, here are several important tips that can help you to raise your credit score back up so you can have an easier time:
Tip #1- Always Pay on Time - The first thing you need to do if you want to know how to raise credit score is to always make sure that you pay on time.
When your payments are overdue or late your credit score can suffer greatly. Paying your bills on time is good practice. This one step alone can change your credit score in a positive way.
Tip #2 - Get Current on Missed Payments - If you have missed payments in the past, make sure that you get current on them as soon as you can.
Late payment can have a negative effect on your credit report and in some cases can even lower your score even further. When your bills are paid on time your credit report will reflect this.
2. If you have outstanding bills it's a good idea to contact the companies and make arrangements to make these bills current.
Many times they will be willing to work with you so you can work on raising your score and settling your debt in a way that makes it a little easier on your financially.
Tip #4 - Keep Balances on Credit Cards Low - If you have credit cards, then you need to keep the balances on them low.
The higher your debt is compared to the credit available, the lower your credit score is going to be. So, keep the balance on those credit cards as low as possible.
Most companies have programs in place for situations like this. And you may be requires to only send in less than was agreed upon originally.
About the Author:
If you are looking to raise your credit score quickly, Marcus teaches how to raise your credit score in thirty days time on his website at Credit Score Rating Guide, You will Learn How to get approved for credit
posted by Credit Counseling at
7:15 AM
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