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Wednesday, December 24, 2008

?Don't Pay for a Credit Repair Sample Letter

By William Blake

Some people are frightened into purchasing things that they could easily get free of charge. They feel desperate and need help and think that the only way they can get the help they need is to pay for it. A credit repair or cease and desist letter is a good example of something that people may desperately need but do not have to pay for. You do not have to buy a full credit repair kit just to get a sample letter to follow. You can find many sample letters by searching online.

Keep it Brief and To the Point

A credit repair letter should not be a long, drawn out and emotional explanation of what happened to your credit, how it happened and why it happened. It is a form letter and it should read as such. It is a business letter so it should be very direct, brief and get right to the point.

The website of the Federal Trade Commission has a form letter for credit report disputes. The form letter provided by the government on this website is a good form letter to go by. However, these are the most common types of letters found on the internet so there are many forms to choose from. You can also call toll free the Federal Trade Commission if you need further assistance.

Hold Onto Your Originals

Here's another tip you need to follow when sending off these kinds of letters -- make copies. Make copies of the dispute letter, the credit report or bill or any other kind of paperwork that is necessary for your particular circumstance. Never send the originals. You need to keep the originals just in case there is court case. Also, some documents required to clear up an error could be a birth certificate or a Social Security card. You need those in real life. Don't risk sending them through the mail.

Where to Find a Variety of Sample Letters ??" About.com

About.com is a website created to provide accurate and dependable information on a variety of things. This website is a great source for sample credit repair and cease and desist letters. They are easy to find. Simply go to About.com and in the Business and Finance Section follow the link for Credit/Debit Management. If you want to skip those steps just go to your search engine and type "About.com cease and desist letter sample.

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