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Thursday, December 25, 2008

Identity Theft Protection: Easily Protect Your Good Name

By Harvey Warmuth

With over 79 million cases of identity theft in the last year, it is one of the most rapid growing crimes in the US. Identity theft costs consumers billions of dollars each year, and is very expensive to the individual that becomes a victim of this crime.

Identity theft is often looked at as an individual's problem, though it ultimately affects each and every one of us. We all suffer when identity theft occurs. Identity theft is a type of consumer fraud that occurs when someone steals or assumes another person's identity for the purpose of financial gain, ultimately through some sort of criminal activity.

Identity theft happens when someone uses another person's sensitive personal data for an illegal purpose. This includes the use of Social Security Numbers, or credit card numbers, without permission to get some sort of financial gain.

Identity theft is a relatively new problem, and there are many ways one can fall prey to this crime. If you are not careful with how you handle sensitive personal data, it can be used to aid someone in stealing your identity. And if you are not careful with your online activities, including emails that you open and read, criminals can gain access to your banking, and other personal information, to commit identity theft.

There are companies that offer identity protection solutions which compliment the steps that you should be personally taking to secure your identity. Due to the fact that the crime of identity theft is on the rise, you need to take some serious measures in the fight against identity theft. One of the best steps to take is to make use of one of these identity theft services.

The biggest step you can take when it comes to identity theft protection is to put a fraud alert on your credit reports. This is something that you can do yourself, or you can use the services of an identity theft protection company to do this for you. The latter choice is a great one for convenience sake, as you will need to renew the fraud alert every 90 days, so sometimes it is best to have a service do this for you.

Identity theft protection is becoming more and more important, as identity theft itself becomes a bigger and bigger issue. Identity theft protection services are rapidly becoming the number one way to protect yourself against identity theft.

An identity theft protection solution not only guards against identity theft, but will help you recover if you do become a victim of identity theft. Every passing day increases your chance of having your identity stolen, so you need to be doing all that you can to protect your identity.

Identity theft is the fastest-growing white-collar crime in the US, and it often has devastating effects on those that become its victim. Take the necessary steps today to ensure that you do not become identity thefts next victim.

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