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Sunday, February 22, 2009

Need a Credit Card for Your Business? Try a CitiBusiness Card

By Caressa Waechter

As a small business owner, you are going to need to use a business credit card. You cannot mingle company and personal funds, therefore you should not be using a personal credit card for business purposes.

You will find many uses for a business credit card if you are an entrepreneur. The possibilities are limitless - you will use it to pay bills, to travel, or to make company purchases.

There are several to choose from, but one of the top issuers of credit cards for business is CitiBank with their CitiBusiness credit card. If you use a CitiBusiness credit card, you are using a credit card that was made with the business owner in mind.

Because you can request additional credit cards for employees, and set the credit limit for each card, CitiBusiness really lets you control your expenses. You have total control over the management of your CitiBusiness credit cards with the ability to view all charges, view statements and even add employees, all online.

CitiBank offers low interest business credit cards that may perfectly fit the needs of your business. They are also often running specials that give you low introductory interest rates on purchases or balance transfers for a given length of time. This really lets you get a handle on your cash flow without having to pay interest.

Reward programs are also available with some CitiBusiness credit cards. These programs give you a certain number of points for every dollar you put on your card. You then can choose how you wish to redeem your rewards points. You will have several different ways to redeem you points with CitiBank, because choices are a good thing!

A business credit card that is in the name of your business is something that you really need as a small business owner. Not only will this separate your business and personal expenses, but it lets you see what you are spending money on for your business.

If you are going to use a credit card with your business, you really owe it to yourself to use one that is made with the needs of the entrepreneur in mind. A CitiBusiness credit card would be a great choice when it comes to a business credit card. Because they offer some useful benefits for the business owner, CitiBank should be at the top of your list.

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