Credit Card Fraud
Almost everyone uses credit cards and are susceptible to credit card fraud. It is so prevalent today because it is so easy to do. Personal information can be obtained so easily in a variety of ways. That is why identity theft is so common. Once a person has your personal information all that is needed is mal intent and a bit of ingenuity and you have credit card fraud.
My Credit Card ? How Can People Use It?
Anyone who has seen your credit card information can attempt to use it fraudulently. For most of us that is quite a number of people. Can you count how many people have seen your credit card this week? It is overwhelming to think about the possibilities of credit card theft. But it is important to acknowledge the danger and take the necessary precautions. Remember that you should never throw away or leave with others papers or invoices containing your credit card information. It is also not wise to give your credit card information when on the telephone to make telephone transactions. If you have refused to give your credit card information and someone is overly anxious to receive it and keeps pressing you to give it to them don't give in.
Be Aware of What's Happening with Your Credit Card
One great piece of advices is to always check your credit card statements. You want to make sure that you look them over carefully and if there is any suspicious activity on them, question it. Call the customer service department for your credit card and get it straightened out before it gets out of hand.
Get the Protection on Your Card
Most credit card services offer a fraud protection plan. This plan may cost you a few extra dollars a year, but it worth it even if you never need to use it. This protection will keep you safe from having to pay any money back that has been stolen. This means that if someone has been using your card, you are not responsible for this debt. This is a great plan to get and one that anyone who has a credit card should invest in.
A Lost Credit Card
If you lost or misplaced your credit card, make sure that you report it as soon as possible. Even if you think that you lost it in your house or car, it does not matter. Odds are that you did, but there is a chance that you lost it somewhere else and you never know who may find it. If you report it missing, they can suspend your card until you find it or cancel it if you do not. It is not a big hassle and worth it in the end.
My Credit Card ? How Can People Use It?
Anyone who has seen your credit card information can attempt to use it fraudulently. For most of us that is quite a number of people. Can you count how many people have seen your credit card this week? It is overwhelming to think about the possibilities of credit card theft. But it is important to acknowledge the danger and take the necessary precautions. Remember that you should never throw away or leave with others papers or invoices containing your credit card information. It is also not wise to give your credit card information when on the telephone to make telephone transactions. If you have refused to give your credit card information and someone is overly anxious to receive it and keeps pressing you to give it to them don't give in.
Be Aware of What's Happening with Your Credit Card
One great piece of advices is to always check your credit card statements. You want to make sure that you look them over carefully and if there is any suspicious activity on them, question it. Call the customer service department for your credit card and get it straightened out before it gets out of hand.
Get the Protection on Your Card
Most credit card services offer a fraud protection plan. This plan may cost you a few extra dollars a year, but it worth it even if you never need to use it. This protection will keep you safe from having to pay any money back that has been stolen. This means that if someone has been using your card, you are not responsible for this debt. This is a great plan to get and one that anyone who has a credit card should invest in.
A Lost Credit Card
If you lost or misplaced your credit card, make sure that you report it as soon as possible. Even if you think that you lost it in your house or car, it does not matter. Odds are that you did, but there is a chance that you lost it somewhere else and you never know who may find it. If you report it missing, they can suspend your card until you find it or cancel it if you do not. It is not a big hassle and worth it in the end.
About the Author:
Thinking of trying to lower your payments or the balance owing by negotiating credit card debt yourself? Make sure you visit the Debtopedia website at http://www.debtopedia.com to get some helpful tips first.
posted by Credit Counseling at
12:11 PM
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