Credit and quick fixes don't mix
If you are one of the fifty percent of credit consumers whose credit rankings fall below "good" you may have tried looking for credit repair options online. One thing you may have noticed is that there are a lot ads and schemes that offer you quick solutions, also known as quick fixes, if you purchase their solutions or software.
Depending on what type of credit situation you are in, this option might be quite enticing as some people are facing immediate credit situations that are affecting their futures and/or the accumulation of a debt that looks like it will never get low enough to manage again. You may even decide to try one of these quick fix methods to get your credit repair started and completed in one step. DON'T.
The credit repair ads may sounds enticing, and like a great value for their money, but as clever as the ad and slogans may be, that's only because the creators of these programs have little else to worry about. The simple truth is that almost any of these are scammer situations, and there are millions of consumers tempted just as you who can prove it to you.
The good news is, if the lawyer can see a viable financially way for you to perform credit repair, that you have missed, he may be able to advise you to hold off on bankruptcy and how to proceed from here in order to start repairing your credit. He also might be able to direct in you a better direction then throwing in the towel. Which is why you have landed at this step in the first place, because you were not aware of your options.
There are some things and tactics that only a professional credit repair person can help you with, and this is where you need to start. The first thing you should do is go to them to seek advice with debt consolidation. Really, they know the best ways and methods for you to start consolidating your debt, and their hands into the melting pot is going to help you get the best debt consolidation deal possible.
Debt consolidation is a great way to start your credit repair off, because it places your debt into one loan, instead of you getting behind on different loans each month. (Loans also include credit cards since they are in effect a loan of spare cash). Professionals can help you to find the lowest interest rate on this one loan, and help you to lower some of your past due balances back down so the final total is a little lower then where you started with your debt.
One note of caution however, when you begin credit repair, you need to be careful not to simply place your trust in anyone. The online world is full of scammers who will not do a single thing besides take your money in exchange for an empty promise to help you fix your credit, which if you are sinking, you absolutely cannot afford.
Depending on what type of credit situation you are in, this option might be quite enticing as some people are facing immediate credit situations that are affecting their futures and/or the accumulation of a debt that looks like it will never get low enough to manage again. You may even decide to try one of these quick fix methods to get your credit repair started and completed in one step. DON'T.
The credit repair ads may sounds enticing, and like a great value for their money, but as clever as the ad and slogans may be, that's only because the creators of these programs have little else to worry about. The simple truth is that almost any of these are scammer situations, and there are millions of consumers tempted just as you who can prove it to you.
The good news is, if the lawyer can see a viable financially way for you to perform credit repair, that you have missed, he may be able to advise you to hold off on bankruptcy and how to proceed from here in order to start repairing your credit. He also might be able to direct in you a better direction then throwing in the towel. Which is why you have landed at this step in the first place, because you were not aware of your options.
There are some things and tactics that only a professional credit repair person can help you with, and this is where you need to start. The first thing you should do is go to them to seek advice with debt consolidation. Really, they know the best ways and methods for you to start consolidating your debt, and their hands into the melting pot is going to help you get the best debt consolidation deal possible.
Debt consolidation is a great way to start your credit repair off, because it places your debt into one loan, instead of you getting behind on different loans each month. (Loans also include credit cards since they are in effect a loan of spare cash). Professionals can help you to find the lowest interest rate on this one loan, and help you to lower some of your past due balances back down so the final total is a little lower then where you started with your debt.
One note of caution however, when you begin credit repair, you need to be careful not to simply place your trust in anyone. The online world is full of scammers who will not do a single thing besides take your money in exchange for an empty promise to help you fix your credit, which if you are sinking, you absolutely cannot afford.
About the Author:
Go to MSI CREDIT SOLUTIONS for the latest information and resources. Credit Repair can be long and hard to complete, so don't be affraid to ask for help!
posted by Credit Counseling at
8:08 AM
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