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Saturday, January 10, 2009

Wired Plastic Visa - Review

By Dan Moskel

Wired Plastic Card is a prepaid Visa debit card. You must deposit money on your card and then you can use your card to make purchases or access cash through the ATM.

Your card is accepted both online and over the phone. It is also accepted everywhere you see the visa logo.

It is free to sign up for account alerts via e-mail and text messaging. It can also make hotel reservations or rent a car.

A very unique benefit of this card is they have a rewards program. You will earn 1 point for every dollar spent using your card.

These points can be redeemed at participating retailers which includes; Verizon Wireless, Cingular, T-Mobile and more. You can use your points to pay your phone bill; purchase music downloads or ring tones.

It is issued by Bankfirst and offers free direct deposit. You will be expected to pay a $3.95 monthly fee, which is very low compared to other cards that charge $9.95 - $19.95 a month.

Your card can also be used to write physical paper checks to pay your bills. This will eliminate your need to purchase money orders. You can also deposit money on your card through 100,000 retail locations and use pay pal or a bank account transfer.

You are guaranteed to be approved for this card. There is no chexsystems verification or credit check. It will come with a 30 day money back guarantee which can be used for any reason.

This card is very similar to a check card and checking account. If you are in chexsystems then it can save you money on check cashing fees and buying expensive money orders.

To qualify you must be a US resident. You must identify yourself in compliance with the Patriot Act and be at least 18 years of age.

In sum we do suggest the Wired Plastic card. It works just like a bank account.

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