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Tuesday, January 20, 2009

Payday Loans Online - The Fastest Way To Get The Money You Need!

By Gressly Stevens

Do you have bills piling up, rent due, a medical emergency, or a car repair and you need some fast cash? Are you in the middle of a financial crisis and you need to deal with it fast? You do have other options than just calling friends and family for a loan.

There are pay day loans online that you can get and they are very fast. The process is a piece of cake and they don't require much of you. Here is what you need to know to get a pay day loan online in a hurry.

You will need to start by finding 5 or more pay day loan websites. This can be done with a search from Google, Yahoo, or any other search engine. There are a bunch of them out there so finding 5 should be pretty easy. Once you have at least 5 sites you will begin to eliminate the ones that you don't want to use.

Start by checking the qualifications to see if you fit. There is usually a pre approval questionnaire that will help you with this. If you fit the requirements, then leave that company on your list, but if you don't, then get rid of them.

The next step is to see if the sites are legit or not. Start with their customer service number and make sure it works. You want them to have an address other than a PO Box listed somewhere on their website as well.

Checking their testimonials from past customers is another good thing do to. You should also check the better business bureau and the Attorney General as well. This will give you enough information to make a decision to whether they are legit or not.

Once you have gotten rid of the companies that may not be legit, it is time to apply for your loan or loans. If you don't need $1,000 or more you should only apply at one company, but if you need more than you qualify for, then you might need to apply at multiple companies.

You have to know, though, that you will be paying back all the loans you take out within about 30 days. Some companies will give you an extension if you need one. However, this will cost you more in interest and they might charge a fee for this as well.

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