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Thursday, January 8, 2009

Have You Considered Switching Car Inusrance Yet?

By Susan Tanner

Recently I had watched a one hour segment on television and was shocked to notice how many insurance commercials appeared in that short amount of time. I have to admit that it was quite annoying. With so many choices, I also worried the process might be difficult or confusing.

While hearing ads for various companies, I wondered to myself if lower premiums meant less coverage. Surely it did. How could someone save money and not give up anything in return? I was skeptical about the claims to save money so I investigated it myself.

First, let me state that I live in a small community with a population of approx 2,500. Needless to say, local car insurance choices are few and far between. Frankly, my wife and I had our cars insured by the same people that our parents and grandparents did. After watching the advertisements, I was convinced to make a change!

I took down the contact information for these establishments and was also pleasantly surprised to find that quotes were available online. I was also glad to see how quick and simple the process actually was. It took less 15 minutes to complete the whole application. Even better was that I discovered I would actually be able to save some dough!

Specifically I would be eligible to save $350 annually. That averages out to almost $30.00 per month! Although some may thing this is not very much, I felt it was great. That is the equivalent to a dinner out for my family.

I researched even more so and found the coverage of what I currently had would be the exact same. Affordable auto insurance did not equal less coverage! In a time where our economy is so unstable, any chance to save money is great.

My wife and I decided to change and see if we were happy with the decision! We signed up for a company that seemed right for us. The company had great customer service and I saw actual savings in my pocket! The customer service was just as high quality as the local guy. This left me completely satisfied with my decision to switch.

I am glad I watched the television program that night. I am glad I decided to investigate further. Most of all I am glad we have saved an average of $29 per month! The amount in our savings account has increased. We have also gone out to dinner a time or two. It has been a positive decision for us!

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