Money And Stress - Find Hidden Money, Time And Simplify Your Life
Take a good look around your life. Can you simplify the processes you use to complete your tasks and projects in anyway? How cluttered is your home? Your desk? Your calendar? Your bills, etc.
When you simplify you ease the pressure that life places on you. You clear away pressures and or items that get in your way of living at your highest level. You cannot think and function properly if you are stumbling over items piles of bills, unfinished work, multiple projects, a cluttered schedule and other "stuff" that you do not actually need or want.
To have a clear mind and the freedom to use your time efficiently to you need to simplify your life. You need to get rid of all the "junk" in your home that you have to move around for no reason. Right away you should clear yourself a work space in your home. This space needs to be completely yours and clean at all times. This area should be quiet and preferably be somewhere that you can shut a door and work by yourself.
In addition to cleaning up and simplifying your home you should take a good look at the activities that you have committed your time to. Often in the soccer mom culture we over-extend ourselves time wise. We say "yes" to dinner with a friend when we really just want to have a night off. We over schedule our children's schedules and by default our own time since we are responsible for driving them around and preparing them for events.
What have you said "sure" too lately that you don't really want to be involved in? Make a list of all your projects and cross off ones that are not important. This includes doing things like shopping. In many cities you can pay ten bucks and have all your groceries delivered to you. The 1 1/2 to 2 hours you used to spend at the store can now be spent working on your important projects. Continue with this activity until you free up over 10 hours a week to spend working on your goals.
If you are living with a significant other see if the chores are evenly spread between you and your partner. If they are not - redistribute them evenly or hire someone to do the things that you hate doing. Or trade time with a friend for something they do well and you do poorly. Both you and your partner deserve to have free time to work on your goals. Working as a team allows each of you to have time to work on projects that are important to each of you. Your spouse will be much happier and so will you.
An area that always needs critical attention is your finances. Are there things in your monthly budget that you do not need or really don't have the money for? Are you paying for services that you do not use? What about your home and cell phone? Do you actually use both? Can you switch insurance to save money? How much food are you buying that just ends up being tossed out? If the family won't eat a certain food, then don't buy it. Surprisingly, wasted food is a major expense for many families.
Simplifying is to take stress off your life both mentally and financially. The additional cash that you "discover" once you have reduced your obligations, you should use to work on your goals. Before you might have believed that you could not afford to put any money towards your goals . . . simplifying your life will give you room in your budget to afford to pay for projects you care about. Even if it you can only find $20 a month to spend on your goals that is good start. Over time you will make choices and decide whether a going out for to eat or putting that money towards your chosen goal is the correct decision.
When you simplify you ease the pressure that life places on you. You clear away pressures and or items that get in your way of living at your highest level. You cannot think and function properly if you are stumbling over items piles of bills, unfinished work, multiple projects, a cluttered schedule and other "stuff" that you do not actually need or want.
To have a clear mind and the freedom to use your time efficiently to you need to simplify your life. You need to get rid of all the "junk" in your home that you have to move around for no reason. Right away you should clear yourself a work space in your home. This space needs to be completely yours and clean at all times. This area should be quiet and preferably be somewhere that you can shut a door and work by yourself.
In addition to cleaning up and simplifying your home you should take a good look at the activities that you have committed your time to. Often in the soccer mom culture we over-extend ourselves time wise. We say "yes" to dinner with a friend when we really just want to have a night off. We over schedule our children's schedules and by default our own time since we are responsible for driving them around and preparing them for events.
What have you said "sure" too lately that you don't really want to be involved in? Make a list of all your projects and cross off ones that are not important. This includes doing things like shopping. In many cities you can pay ten bucks and have all your groceries delivered to you. The 1 1/2 to 2 hours you used to spend at the store can now be spent working on your important projects. Continue with this activity until you free up over 10 hours a week to spend working on your goals.
If you are living with a significant other see if the chores are evenly spread between you and your partner. If they are not - redistribute them evenly or hire someone to do the things that you hate doing. Or trade time with a friend for something they do well and you do poorly. Both you and your partner deserve to have free time to work on your goals. Working as a team allows each of you to have time to work on projects that are important to each of you. Your spouse will be much happier and so will you.
An area that always needs critical attention is your finances. Are there things in your monthly budget that you do not need or really don't have the money for? Are you paying for services that you do not use? What about your home and cell phone? Do you actually use both? Can you switch insurance to save money? How much food are you buying that just ends up being tossed out? If the family won't eat a certain food, then don't buy it. Surprisingly, wasted food is a major expense for many families.
Simplifying is to take stress off your life both mentally and financially. The additional cash that you "discover" once you have reduced your obligations, you should use to work on your goals. Before you might have believed that you could not afford to put any money towards your goals . . . simplifying your life will give you room in your budget to afford to pay for projects you care about. Even if it you can only find $20 a month to spend on your goals that is good start. Over time you will make choices and decide whether a going out for to eat or putting that money towards your chosen goal is the correct decision.
About the Author:
When you change your habits, actions and attitude, your whole world will change. Set aside a few minutes each day to work on your goals. Click here to learn about how to increase your income and create wealth in your world. This website covers topics from leadership, to tax strategies to growing your business and lot's more. Christina Helwig is an attorney and VP of Wealth Expressions, Inc.
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